To complete our recent blog series about credit scoring, here is a short video introducing the WPS Data Science Module (DSM)
By putting the previous pieces together, we start building a bigger picture of the enterprise decision management (EDM) system.
The real benefit of a scorecard or a credit strategy is only evident on implementation.
Credit risk strategy is the process that follows after the scorecard development and before its implementation. It tells us how to interpret the customer score and what would be an adequate actionable treatment corresponding to that score.
Advanced validation framework and dealing with unbalanced data
Segmentation and reject inference, or keep it simple? – That is the question!